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Blue Cross and Blue Shield of Illinois offers individual and family health insurance coverage for yourself and your family, Medicare and Medicaid plans for those who qualify and other health plan options to best fit your needs.

 

Individual & Family

Find 2025 coverage until January 15 during the Open Enrollment Period. BCBSIL plans are a great option if you don’t get a healthcare coverage plan through your job, don't qualify for Medicare or Medicaid or are self-employed or own a small business. You're eligible to enroll in affordable health, dental and vision coverage during Open Enrollment. Plus, you may qualify for premium tax credits to lower your monthly bills. 

Explore Individual & Family plans

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Medicaid

Medicaid is a state-run program that helps those in need get health insurance. It is meant for people with a low income or a disability. The state determines who qualifies for Medicaid based on federal guidelines. Once you qualify, you can pick a health plan. BCBSIL offers two Medicaid plans. If you do not qualify for Medicaid, you may be able to get an Individual and Family health plan with BCBSIL at little or no cost.

Blue Cross Community MMAI (Medicare-Medicaid Plan)SM
Blue Cross Community Health PlansSM

  

 

Medicare (65+)

The Medicare Annual Enrollment Period is open. Sign up for your Medicare plan by Dec. 7.

Learn about Medicare plans

Blue Cross Community MMAI (Medicare-Medicaid Plan)SM

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More Insurance Products

Planning means expecting the unexpected. We offer budget-friendly ancillary insurance solutions, including life, accident, disability and critical illness options.

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Dental & Vision

The health of your eyes and teeth can affect your overall health. Find affordable dental and vision plans for everyone in your family.

Your Dental and Vision options

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Pharmacy Coverage

Learn about the pharmacy benefits you may have through BCBSIL. We can help you and your doctor get the most from your prescription drug coverage.

More about prescription drug coverage

   

 

Telemedicine

Many plans cover virtual visits. Have an appointment without leaving home, either with your own doctor or with our Virtual Visits solution.

Virtual care options

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Employer

Let us help you create the right plan for your business. We have flexible group insurance plans and programs for any size business, designed to fit your employees' needs.

More about Employer plans

Last Updated: Oct. 30, 2024