Individual and Family Health Insurance Plans

We are pleased to present our unique range of health care coverage plans for individuals and families. Each plan is backed by the financial strength and stability of Blue Cross and Blue Shield of Illinois. We've been meeting the needs of Illinois residents for more than 60 years - and we're committed to remaining here to give your clients the coverage, service and affordability they deserve.

While each of our five plans is tailored to the specific needs and budgets of Illinois individuals and families, all of the plans have a number of features and benefits in common, including: $5,000,000 in lifetime benefits, hospital and surgical services, emergency benefits, membership card recognition guaranteed nationwide and savings on health care products and services through our Members First®´ Discount Program.

We are confident that Blue Cross and Blue Shield of Illinois has a health care plan that is right for your clients. Regardless of the plan they select, they can be assured they will benefit from the experience, expertise, and stability of the leading health insurer in Illinois.

PRODUCT HIGHLIGHTS

• SelectBlue
• Choice of 100% or 80% Inpatient & Outpatient Benefits at Participating Providers*
• Choice of Six Deductibles: $0, $250, $500, $1,000, $2,500 or $5,000
• Doctor Office Visits and Well-Child Care with $20 Copayment
• Well-Adult Care with $20 Copayment
• Out-of-Pocket Expense Limit of $1,000 per Individual Plus Deductible at Participating Providers
• Prescription Drug Card Benefit with $0, $250 and $500 Deductible
• $10 Copayment per Prescription for Generic Drugs
• Optional Maternity Benefits
• Receive Maximum Benefits at 90% of All Illinois Doctors and More Than 200 Participating Hospitals
• SelecTEMP^® PPO
• Reliable benefits for hospitalization, emergency care, surgery, outpatient services, and much more 
• A choice of $500, $1,000, $1,500, $2,000, $2,500 or $5,000 deductible
• Select your coverage period - from one-month up to six months along with the date you want the coverage to begin 
• Freedom to choose doctors and hospitals from one of the largest health care contracting provider networks in Illinois 
• Up to $5,000,000 in lifetime coverage 
• Travel with Confidence - BlueCard PPO is a nationwide network of contracting providers that allows you to receive benefits for covered services when you travel

• BlueValue
• Choice of 100% or 80% Inpatient & Outpatient Benefits at Participating Providers*
• Choice of Five Deductibles: $250, $500, $1,000, $2,500 or $5,000
• Out-of-Pocket Expense Limit of $1,000 per Individual Plus Deductible at Participating Providers
• Optional Maternity Benefits
• Receive Maximum Benefits at 90% of All Illinois Doctors and More Than 200 Participating Hospitals

• Traditional Blue
• Choice of 100% or 80% Inpatient & Outpatient Hospital Benefits at PPO Hospitals*
• Choice of Five Deductibles: $250, $500, $1,000, $2,500 or $5,000
• Out-of-Pocket Expense Limit of $1,000 per Individual Plus Deductible at PPO Hospitals
• Optional Maternity Benefits
• Freedom to Choose ANY Doctor
• Receive Maximum Benefits at More Than 200 Participating Illinois Hospitals

• BasicBlue
• 80% Inpatient Hospital Benefits at PPO Hospitals*
• Limited Coverage for Outpatient Services
• Choice of Three Deductibles: $500, $1,000 or $2,500
• Out-of-Pocket Expense Limit of $1,000 per Individual Plus Deductible at PPO Hospitals
• Receive Maximum Benefits at More Than 200 Participating Illinois Hospitals

* To maximize benefits, your clients should utilize participating Blue Cross and Blue Shield of Illinois providers.