With Blue Cross and Blue Shield of Illinois health insurance, you can count on our health, wellness and membership benefits and programs.
Available to members in Chicago, Peoria, Springfield, the Quad Cities and across Illinois.
Live Healthy With BCBSIL Perks and Benefits
With a BCBSIL health care plan, you'll get access to tools, resources and benefits that go beyond the essentials.
Virtual Visits
With MDLIVE®, some members have access to 24/7 virtual doctor visits. Want more convenience with your PCP? Now, some members can select MDLIVE as their preferred PCP.1
Well onTarget & Blue Points℠ Rewards
The Well onTarget portal can help keep your wellness routine on-track. Use the health and lifestyle trackers, get advice from a coach and more. Starting in 2025, some health, wellness and membership actions could help you earn up to $100 in gift cards with Blue Points Rewards.2
Health & wellness discounts
You and your family can save on health care products and services through our discount program, Blue365®. Pay less for fitness clothing, sneakers, gym memberships and more.
On-the-go mobile app
The BCBSIL mobile app gives you access to your plan and its benefits on the go. Access your virtual member ID card, search claims and payments history, find in-network care, use your benefits and more — all from the palm of your hand.
Digital membership preferences
Choose how you want to receive and manage your membership materials:
- Auto Bill Pay: Sign up for safe, automatic monthly payments with your member account.
- Digital Communication Preferences: Go paperless by updating your member communication preferences.
- SMS Messaging: Sign up for timely text updates from BCBSIL. Learn how to sign up.
24/7 Nurseline
With the BCBSIL 24/7 Nurseline, members can talk to a registered nurse at any time in English or Spanish.3 Get help for concerns like dizziness, headaches or fevers.
BCBSIL Health Plan Basics
With your BCBSIL health plan, you'll always have these health benefits.
Prescription Drug Coverage
All our health plans offer prescription drug coverage. Once you've met your plan’s deductible, you will either pay a set dollar amount or percentage of your drug costs with your copay or coinsurance.
Essential Health Benefits
Our plans cover the health benefits essential under the Affordable Care Act, including: emergency care, hospitalizations, maternity, newborn and pediatric care, emergency care, labs, prescribed drugs, disease management, mental health, substance use and rehabilitative services.
Preventive Care Services
Many preventive care services, like screenings, vaccines and wellness programs, are covered under BCBSIL plans. When you get this care in-network, you won't pay out-of-pocket costs.
1 Virtual Visits may be limited by plan. For providers licensed in New Mexico and the District of Columbia, urgent care service is limited to interactive online video. Behavioral Health service requires video for the initial visit but may use video or audio for follow-up visits, based on the provider’s clinical judgment. Behavioral Health is not available on all plans. Message and data rates may apply. Terms and conditions and privacy policy are available at bcbsil.com/mobile/text-messaging.
MDLIVE is a separate company that operates and administers Virtual Visits for Blue Cross and Blue Shield of Illinois. MDLIVE is solely responsible for its operations and for those of its contracted providers.
2 The Well onTarget program is offered to you as a part of your employer-sponsored benefits. Participation in the Well onTarget program, including the completion of a Health Assessment, is voluntary and you are not required to participate. Visit Well onTarget for complete details and terms and conditions. Coaching programs are only available to individuals whose employers have purchased the program. Check with your administrator to see if the Coaching programs are available to you. Program rules are subject to change without prior notice. See the Program rules on the Well onTarget Member Wellness Portal for more information.
The Well onTarget member rewards redemption service is provided by an independent third party. Onlife Health is an independent company that provides wellness services for the Well onTarget program. Members can use their Blue Access for Members credentials to access wellontarget.com. Blue Cross and Blue Shield of Illinois makes no endorsement, representations or warranties regarding third-party vendors and the products and services offered by them.
3 The 24/7 Nurseline is not available to Blue Cross and Blue Shield of Illinois individual and family HMO plans.