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ANCILLARY
BENEFITS

Life’s unexpected turns don’t have to affect your employees’ financial well-being. That’s why we offer a variety of group insurance products and services to protect them and their loved ones. Life, disability, accident and critical illness benefits complement medical coverage by providing a comprehensive approach to achieving improved health, wellness, financial security and peace of mind.

Life Insurance
Group Term Life insurance provides benefits in the event of the death of the insured employee, or the death of a family member if dependent coverage is included.

Disability
Our Short-Term Disability plans pay benefits when sickness or injury prevents you from working full time. We offer STD programs tailored to meet the needs and cost expectations of both employers and employees.

Long-Term Disability insurance allows employees to protect themselves and their families by providing a convenient, economical way of securing an income while out of work from an unexpected accidental injury or illness.

Accident Insurance
Accident Insurance is a supplemental medical product that provides cash benefits for losses that are the result of an accidental injury.

Critical Illness
Critical Illness insurance pays a lump sum benefit directly to a covered member when he or she suffers a covered condition such as cancer, heart attack, stroke or renal failure and can be used however the member wishes.