IMPORTANT:
This is a fixed indemnity policy,
NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY:1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioner’s website (NAIC.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member’s job, contact the employer.
Hospital Indemnity Insurance
Even with the best health insurance coverage, you may face financial strain to cover your medical and non-medical expenses, especially if they require an inpatient hospitalization. By reducing the financial stress of a hospitalization, our Hospital Indemnity insurance lets you focus on recovering and getting back to work. It works alongside your major medical coverage to help pay for out-of-pocket expenses, such as insurance deductibles, copays, treatment and more.
Employer-Sponsored Group Plans & Voluntary Group Plans
We work with producers and employers to provide both employer-sponsored group plans and voluntary group plans for employees. Hospital Indemnity insurance provides a specific benefit for each day a covered member is confined on in-patient basis in a hospital. Additional benefits may be payable for:
- Hospital Admission
- Intensive Care Unit Admission
- Daily Hospital Intensive Care Unit Confinement
See your certificate of coverage for complete listing of benefits.