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A Point of Service plan, or POS, is a health plan that uses certain doctors and hospitals, called your POS provider network. Now, Blue Cross and Blue Shield of Illinois offers a POS plan for individuals and families.
A POS plan has a lower premium than a PPO plan, but still provides options for choosing health care providers. These added choices may give you more flexibility when you need care. You’ll be able to choose a primary care provider (PCP) from the POS network to manage your health care needs, but you're also able to visit out-of-network doctors or hospitals for a higher cost.
When you enroll in a POS plan, you'll get resources and care options like:
Last Updated: Nov. 01, 2024