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McDonald's Licensees Health and Welfare Plan and Ronald McDonald House Charities health care benefits are designed to provide coverage for the care you need, encourage you to maintain your good health, and help you manage your health care costs. Learn more about your benefits below.
Select the appropriate plan to view your SBC
2024 Benefits
2023 Benefits
These Summary of Benefits and Coverage documents are also available in Spanish and Mandarin. View these translated SBCs.
For information on coverage for prescription, dental, vision, visit the participant microsite.
You may need to preauthorize certain covered health services to ensure you avoid unexpected costs. Preauthorization means that you need to get approval from your health insurance before you can have certain health services performed. This is important to know before you get these services, so we can help you avoid higher costs.
Usually, your network provider will take care of this before the service is performed. But it’s best to confirm for yourself.
You may call the number on the back of your ID card before you get care.
Or you may check your benefit booklet for a full list of services that require preauthorization. You can find it by logging in to Blue Access for Members℠.