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Medical Benefits

Your Blue Cross and Blue Shield of Illinois benefits are designed to provide coverage for the care you need, inspire you to maintain your good health and help you manage your health care costs. Provider networks are available to help you and your family find the health care you need. Learn more about your benefits.

Looking for retiree Medicare options?

Effective January 2025 to December 2025

Effective January 2024 to December 2024

Blue Choice OptionsSM

The Blue Choice Options plan offers you the benefits of a Participating Provider Organization and the flexibility to choose a doctor within a large network. 

Learn more about Blue Choice Options.

Blue Advantage HMOSM

Blue Advantage HMO provides valuable benefits, member services and flexibility, along with the security of predictable copayments so there are no financial surprises. 

Learn more about Blue Advantage HMO