Medicare Supplement Insurance Plans
Feel Secure With Blue Medicare Supplement℠
Secure plans offer the same benefit as standard plans but have lower rates if you can pass a series of health-related questions.
Secure Plans
Secure Plans are offered by Blue Cross and Blue Shield of Illinois, which refers to HCSC Insurance Services Company (HISC), an Independent Licensee of the Blue Cross and Blue Shield Association (hereinafter referred to as “Blue Cross and Blue Shield of Illinois” or “BCBSIL”).
Starting as of April 1, 2022, you may be eligible for our newly released Secure Plans A, F, G, and N. These plans offer the same benefit as standard Medicare Supplement Insurance plans but have lower rates if you can pass a series of health-related questions. This chart lists plans available in Illinois.
Secure Plans Benefits
Plus Medicare Plan Benefits
The “Plus” Means Even Greater Value for You
If you enroll in a Medicare Supplement Plus Plan, you’ll get all the benefits of Blue Medicare Supplement Insurance Plans, plus three more benefits.
Plus Plan Benefits
| Benefit | Description | Member Pays In-Network |
Member Pays Out-of-Network |
|---|---|---|---|
| Preventive Services | |||
| Cleanings, 2x per calendar year | 0% | 50% | |
| Oral exams, 2x per calendar year | 0% | 50% | |
| Dental | Dental X-rays, 1x per calendar year | 0% | 50% |
| Oral cancer screening, 1x per calendar year | 0% | 50% | |
| Extractions (unlimited) | 25% | 50% | |
| Restorative (fillings), 1x per tooth per calendar year | 50% | 50% | |
| Routine exam with dilation, 1x every 12 months | $0 | $40 | |
| Vision | |||
| Eyeglasses or contact lenses (conventional or disposable) | Remaining amount after $130 reimbursement | Remaining amount after $65 reimbursement | |
| Routine exam, 1x every 12 months | $0 | ||
| Hearing | Advanced hearing aid member fee with recharge | $699 per aid | |
| Premium hearing aid member fee with available rechargeability | $999 per aid | ||
| Fitness | Access to the SilverSneakers® Fitness Program6 |
SECURE PLANS
Eligibility and Enrollment
SECURE PLANS
Premium Discounts
Reduced Premium Options for Plans With Medicare Select
Some Medicare Supplement Insurance Plans have a money saving option called Medicare Select. With this option, the Medicare Part A deductible is covered for non-emergency care at Medicare Select hospitals. If it’s an emergency, the Part A deductible is covered at any hospital.
Medicare Select is not an HMO. You can choose your own doctors and specialists. To avoid paying the Part A deductible, you must agree to use a Medicare Select hospital for non-emergency care.
You’re eligible if you live within 30 miles of any Medicare Select hospital. Find a list of . Plans F, G, G Plus, and N have Medicare Select options in Illinois.
Only certain hospitals are network providers under this policy. Check with your doctor to find out if he or she has admitting privileges at the network hospital. If he or she does not, you may be required to use another doctor at the time of hospitalization or, if you still use a non-network hospital, you must pay the Part A deductible and any non-covered charges.
Medicare Enrollment
Ready to Enroll?
- Get a Quote and Enroll Online
- Enroll by Phone
- Get Help From an Agent
- Enroll by Mail
Member Resources
Medicare is complex.
Finding what you need shouldn't be.
The out-of-pocket annual limit will increase each year for inflation.
Rates as of 04/01/2024. Rates are illustrative only. Actual rates are based on your age, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.
Important Information About Quotes for Medicare Supplement Insurance Plans
Quoted prices are based on the criteria specified during your search. This illustration is subject to Blue Cross and Blue Shield of Illinois's rating or underwriting and approval, as appropriate, and does not guarantee rates, coverage or effective date. Furthermore, rates are subject to change if any of the information you have provided changes when and if a policy is approved. In addition, Blue Cross and Blue Shield of Illinois reserves the right to change rates from time to time.
- Medicare Select Plans require that you use Blue Cross and Blue Shield of Illinois contracting Medicare Select hospitals for non-emergency admissions to receive coverage for the Medicare Part A deductible. In an emergency, the $1,600 deductible is covered at any hospital from which you receive care. Only certain hospitals are network providers under this policy. Check with your physician to determine if he or she has admitting privileges at the network hospital. If he or she does not, you may be required to use another physician at the time of hospitalization or you will be required to pay for all expenses. If you move out of the service area, there will be a reduction of benefit coverage and you will have the opportunity to purchase any Medicare Supplement Insurance policy with comparable or lesser benefits offered by the insurer, or Medicare Supplement Insurance/Select plans A, B, C, or F from any insurer within 63 days of termination.
- You must live within 30 miles of a participating Medicare Select hospital to be eligible.
- Not to exceed any charge limitation established by the Medicare program or state law.
- Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the USA. There is a deductible of $250 and a lifetime maximum benefit of $50,000.
- The out-of-pocket annual limit may increase each year for inflation (2023 limits shown).
- Plan N requires a copayment of up to $20 for office visits and a copayment of up to $50 for ER.
- These high deductible plans pay the same benefits as Plans F and G after one has paid a calendar-year $2,800 deductible. Benefits from High Deductible Plans F and G will not begin until you have paid a minimum amount of $2,800 in out-of-pocket expenses. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B but does not include the plan’s separate foreign travel emergency deductible.