Life & Disability Products

Life Insurance
Our life insurance coverage provides for loved ones in the event of an untimely death.

Long-Term Disability
Long-term disability insurance provides a convenient, economical way of securing an income while an unexpected injury or illness prevents employees from working.

Accidental Death and Dismemberment
AD&D insurance insurance pays additional benefits if a death or an injury occurs due to an accident.

Accident Insurance
When there are unexpected costs from an accidental injury, this coverage provides cash directly to the insured individual.

Enhanced Solutions for Municipalities
Designed specifically for municipalities and their employees, these solutions are included in our standard products and services at no additional cost.

Short-Term Disability
Short-term disability plans pay benefits when sickness or injury prevents employees from working full time.

Disability and Medical Integration
Disability and Medical Integration eases the disability claim process, enabling faster decision making through sharing medical information and cooperation between clinical health advocates and the disability team. It's available for groups with Medical and Health Advocacy and Disability coverage.

Critical Illness Insurance
When there are unplanned expenses from a critical illness, this coverage pays cash directly to the insured individual.

Hospital Indemnity Insurance
Hospital Indemnity Insurance provides cash directly to the insured individual for the unforeseen costs of a hospitalization.

Enhanced Solutions: Education
We have designed solutions specifically for education professionals and have embedded them into our standard insurance products at no additional cost.