Special Enrollment: Turning 26

In most cases, turning 26 means you won't be covered under your parent's health plan anymore.1 The good news? Turning 26 is a life event for Special Enrollment. This means you can choose your own Blue Cross and Blue Shield of Illinois plan after turning 26.

Why Get Health Care Coverage with BCBSIL?

  • We're a name you can trust. With over 80 years of experience, BCBSIL is a trusted name in health care coverage. Stay protected with a company that has stood by generations of Illinois families.
  • Accidents happen. Even if you’re in good health, you never know when you might have an accident or get sick. A trip to the hospital could cost more than you might expect. Learn more about the benefits of health care coverage.
  • You may get financial assistance. BCBSIL has many health plan choices to fit your needs and budget. Plus, you may be able to get help paying your monthly health plan bills with a premium tax credit. Learn how to find out if you qualify.

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What to Know Before You Enroll

Before you start looking for plans, here are a few important things to keep in mind:

Deadline

Once you lose coverage, you’ll typically have 60 days after your 26th birthday to sign up.

If you're choosing a health plan through your job, check with your benefits or HR department. You may have a different timeline.

Documentation

Because turning 26 means losing health care coverage, you'll need to send in documentation before you can finish your enrollment.

Review the list of valid documents.

1 Up to age 26 unless medically disabled. Up to age 30 for unmarried military veterans.

Last Updated: Nov. 14, 2024