Special Enrollment: Moving

Your address might not be the only thing that changes when you move. You may be able to update your health care coverage, too. Find out if your move lets you update your plan during Special Enrollment.

Does Your Move Qualify You for Enrollment?

You move out of state: you're losing coverage because you're moving states
You lose your network: your plan no longer covers the area you're moving to, even if it's in-state
Your costs change: the costs of your plan change because of the area you moved to

A young man moving clothes on hangers into the trunk of his silver car on a sunny day

Start Shopping for Health Insurance Today

Compare your plan options, find out if you qualify for savings and start enrolling through our shopping platform.

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What to Consider When Shopping

Deadlines

You normally have 60 days from your life event, including weekends and holidays, to enroll in a new health insurance plan.

Financial help

Depending on your household income, you might get a premium tax credit. Find out if you qualify on our shopping platform.

How to Get Health Insurance for You or Your Spouse After Moving

I don't have health insurance. How do I enroll?

If you don't have a health plan, you're in the right place. BCBSIL has many plans to choose from to fit your family and budget. Let's get started.

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I already have a BCBSIL plan. How can I add my spouse to my plan?
You can add your spouse by updating your plan where you first enrolled:
- If you enrolled directly with us online, visit our shopping platform or call 1-866-514-8044.
- If you enrolled on the Illinois Health Insurance Marketplace, Get Covered Illinois, log in to your account.
- If you have health care coverage through your job, call your benefits or HR department.
What if my spouse or I don't qualify for Special Enrollment?

If you don't qualify for Special Enrollment, or you missed your enrollment deadline, you're able to shop again during the Open Enrollment Period beginning November 1.¹

Depending on your income, you may qualify for Medicaid or CHIP. There's no Special Enrollment period for those government offered coverage options – you can apply at any time.

If you're 65+ or have certain disabilities, you may be able to enroll in Medicare.

¹Members of American Indian and Alaska Native tribes can enroll any month, not just during open enrollment. You can even apply for cost assistance.