You can rely on the leading name in health care insurance to make Medicare easy with a trusted network, prescription coverage, plan options and valuable resources.
Medicare Advantage Plans
Need an All-in-One Plan?
Blue Cross Medicare Advantage℠ plans offer cost savings and value-added options to enhance your Original Medicare benefits.
Key Plan Highlights
With Blue Cross Medicare Advantage℠ PPO, you:
- Tend to have lower monthly premiums
- Do not need to choose a primary care provider (PCP)
- Are free to use doctors, hospitals and health care providers outside the network (may require higher copays and coinsurance)
- Save more when using in-network providers
- Get drug coverage
With Blue Cross Medicare Advantage℠ (HMO), you:
- Typically have lower or $0 monthly premiums
- Your care is handled by one primary care provider (PCP) who knows your health history
- Your costs will be as low as possible when you see a provider in the network
- You may be required to get a referral from your primary care physician prior to visiting a specialist
- These plans may or may not cover prescription drugs
With Blue Cross Medicare Advantage℠ (HMO-POS), you:
- A $0 monthly premium option is available
- Flexibility to see doctors outside of the plan network in some cases
- A predetermined copay rate, no coinsurance, to see doctors or specialists outside of the plan network
- These plans may or may not cover prescription drugs
Understanding Medicare
We Can Help Make Medicare Simple
- How You Qualify
- When to Enroll
- Caregiver Tips
- Medicare Parts vs Plans
Why Choose Blue?
A trusted health care provider network
BCBSIL offers Medicare plan network access to help you find a provider or hospital.
Plan options that are right for you
You have several choices for your Medicare health coverage through BCBSIL.
Estimating costs made easy
Estimate prescription costs to help you find a plan that may save you money.
Helpful tools and resources
Handy tools to help you make the right decision when using your Medicare plan.
Member Resources